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Free Download Investing Amid Low Expected Returns: Making the Most When Markets Offer the Least (Audiobook) English | ASIN: B0CBQVCMK4 | 2023 | 10 hours and 41 minutes | M4B@64 kbps | 296 MB Author: Antti Ilmanen Narrator: Tim Lounibos Investing Amid Low Expected Returns provides an evidence-based blueprint for successful investing when decades of market tailwinds are turning into headwinds. For a generation, falling yields and soaring asset prices have boosted realized returns. However, this past windfall leaves retirement savers and investors now facing the prospect of record-low future expected returns. Emphasizing this pressing challenge, the book highlights the role that timeless investment practices-discipline, humility, and patience-will play in enabling investment success. It then assesses current investor practices and the body of empirical evidence to illuminate the building blocks for improving long-run returns in today's environment and beyond. It concludes by reviewing how to put them together through effective portfolio construction, risk management, and cost control practices. Free Download Migrant Returns: Manila, Development, and Transnational Connectivity By Eric J. Pido 2017 | 232 Pages | ISBN: 0822373122 | PDF | 9 MB In Migrant Returns Eric J. Pido examines the complicated relationship among the Philippine economy, Manila's urban development, and balikbayans-Filipino migrants visiting or returning to their homeland-to reconceptualize migration as a process of connectivity. Focusing on the experiences of balikbayans returning to Manila from California, Pido shows how Philippine economic and labor policies have created an economy reliant upon property speculation, financial remittances, and the affective labor of Filipinos living abroad. As the initial generation of post-1965 Filipino migrants begin to age, they are encouraged to retire in their homeland through various state-sponsored incentives. Yet, once they arrive, balikbayans often find themselves in the paradoxical position of being neither foreign nor local. They must reconcile their memories of their Filipino upbringing with American conceptions of security, sociality, modernity, and class as their homecoming comes into collision with the Philippines' deep economic and social inequality. Tracing the complexity of balikbayan migration, Pido shows that rather than being a unidirectional event marking the end of a journey, migration is a multidirectional and continuous process that results in ambivalence, anxiety, relief, and difficulty. Free Download Thomas Bloch, "Many Happy Returns: The Story of Henry Bloch, America's Tax Man" English | 2014 | ISBN: 0990437507, 0470767774 | EPUB | pages: 240 | 6.8 mb Does the very thought of preparing your own taxes give you a headache? Get to know the man who is responsible for helping more than 20 million taxpayers with this dreaded annual burden. |