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 Free Download Housing and Finance in Developing Countries By Kavita Datta, Gareth Jones 1998 | 296 Pages | ISBN: 041517242X | PDF | 4 MB This book explores the linkages between formal and informal housing finance drawing upon the lessons of NGO and micro-finance practices. Both public and private formal finance institutions have experienced great difficulty in lending below a middle-income client group, and are often reluctant to lend for the purpose of housing at all. This failure of formal finance to filter down to low-income households, and in particular to women, has led various NGOs and community groups to create and adopt innovative finance programmes, such as informal savings banks and credit rotating schemes. The authors critically assess the impact of theses schemes, and evaluate links between gender, housing and finance.  Free Download Emily Pérez, "House of Sugar, House of Stone " English | ISBN: 1885635494 | 2016 | 88 pages | PDF | 2 MB Emily Pérez's House of Sugar, House of Stone weaves Grimm's Fairy Tales into the business of modern life-laptops and late nights with sleepless children-to explore an undercurrent of terror about living in a family. These poems slip between the worlds of the wolf-haunted forest and the harried house of the contemporary artist/parent, until the two blend and bleed into each other. Children learn not to trust their parents, while simultaneously yearning to win back their affections. Parents similarly question their own trustworthiness as protectors. They are devoured by children, which leaves them equally apt to dismember a lion to protect their young as they are to leave those children alone in the woods. These musical, emotionally ruthless pieces occasionally find respite, but Perez reminds us that despite our best efforts to map our way to safety: "Either way / you're lost. Either way / you'll wander into deeper woods."  Free Download Hermes Astrology, "House Systems and Derivative Houses in Astrology" English | ASIN : B0D7T3GJYW | 2024 | pages | PDF | 667 KB Step into the world of astrology with "House Systems and Derivative Houses in Astrology," a comprehensive guide designed for both novice and experienced astrologers. This book delves deep into two pivotal concepts that shape astrological interpretation: the meanings of houses and the house system.  Free Download Polly Stenham, "Hotel" English | 2014 | pages: 80 | ISBN: 0571319912 | EPUB | 0,1 mb And what does sorry mean? Nothing really. It's just a word. It's what people say when it's too late. It's a sorry little stick of a word. Slick with your spit at my feet.  Free Download Pedro Rodriquez, "Hot Iron: The Adventures of a Civil War Powder Boy" English | 2007 | pages: 30 | ISBN: 1598894064, 1598893114 | PDF | 4,7 mb Hoping to eventually find his brother, twelve-year old Charlie O'Leary joins the crew of the USS Varuna, as the ship steams its way toward the mouth of the Mississippi River to fight the Confederate Navy. Written in graphic-novel format.  Free Download Hot Connections Jewelry: The Complete Sourcebook of Soldering Techniques By Jennifer Chin 2011 | 160 Pages | ISBN: 0823033368 | EPUB | 37 MB The art of soldering-permanently joining metal components with a torch and solder-can open up a new world of creative possibilities for jewelry makers.In Hot Connections Jewelry, award-winning jewelry designer Jennifer Chin guides you through every step, from choosing a torch to basic techniques like sawing, filing, and riveting, as well as more advanced techniques like creating surface textures, setting stones, and using inlay.With 23 in-depth lessons and 15 stunning projects, as well as inspiring examples from contributing artists, Hot Connections Jewelry is your essential guide to unleashing your creativity and confidence in jewelry making.  Free Download Lissa Evans, "Horten's Miraculous Mechanisms: Magic, Mystery, & a Very Strange Adventure" English | 2012 | pages: 272 | ISBN: 1402798067 | EPUB | 2,2 mb Enter a wonderful world filled with real magic, mystery, and danger.  Free Download Lois McMaster Bujold, "Horizon (The Sharing Knife, Book 4)" English | 2009 | pages: 467 | ISBN: 0061375365 | PDF | 2,0 mb "An engrossing, satisfying read and a fitting conclusion to the series."  Free Download Laura E. Smith, "Horace Poolaw, Photographer of American Indian Modernity" English | ISBN: 0803237855 | 2016 | 232 pages | PDF | 8 MB Laura E. Smith unravels the compelling life story of Kiowa photographer Horace Poolaw (1906-84), one of the first professional Native American photographers. Born on the Kiowa reservation in Anadarko, Oklahoma, Poolaw bought his first camera at the age of fifteen and began taking photos of family, friends, and noted leaders in the Kiowa community, also capturing successive years of powwows and pageants at various fairs, expositions, and other events. Though Poolaw earned some income as a professional photographer, he farmed, raised livestock, and took other jobs to help fund his passion for documenting his community.
 Free Download Hope and Despair in the American City: Why There Are No Bad Schools in Raleigh By Gerald Grant 2009 | 240 Pages | ISBN: 0674032942 | PDF | 4 MB In 1972, the U.S. Supreme Court handed down a 5-4 verdict in the case of Milliken v. Bradley, thereby blocking the state of Michigan from merging the Detroit public school system with those of the surrounding suburbs. This decision effectively walled off underprivileged students in many American cities, condemning them to a system of racial and class segregation and destroying their chances of obtaining a decent education. In Hope and Despair, Gerald Grant compares two cities-his hometown of Syracuse, New York, and Raleigh, North Carolina-in order to examine the consequences of the nation's ongoing educational inequities. The school system in Syracuse is a slough of despair, the one in Raleigh a beacon of hope. Grant argues that the chief reason for Raleigh's educational success is the integration by social class that occurred when the city voluntarily merged with the surrounding suburbs in 1976 to create the Wake County Public School System. By contrast, the primary cause of Syracuse's decline has been the growing class and racial segregation of its metropolitan schools, which has left the city mired in poverty. Hope and Despair is a compelling study of urban social policy that combines field research and historical narrative in lucid and engaging prose. The result is an ambitious portrait-sometimes disturbing, often inspiring-of two cities that exemplify our nation's greatest educational challenges, as well as a passionate exploration of the potential for school reform that exists for our urban schools today. |
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