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Free Download Decentralized Finance (DeFi): How Decentralized Applications (dApps) Disrupt Banking (Business Guides on the Go) by Cordelia Friesendorf, Alena Blütener English | August 27, 2023 | ISBN: 3031374878 | 121 pages | MOBI | 3.85 Mb This book explores how decentralized finance (DeFi) can disrupt traditional centralized finance including the business areas of insurance companies, banks, money markets, and bonds. DeFi is not a company or a single product, rather it is a collection of products or services. As part of the Ethereum ecosystem, DeFi services are provided as Decentralized Applications (dApps), which require smart contracts to lock in assets for processing transactions. Changing consumer expectations, the availability of affordable technologies, and entrepreneurial drive create space for DeFi. Geopolitical crises and trust deterioration exacerbate the need. 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