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Start your reading journey today on DL4ALL.org and unlock a world of imagination, knowledge, and inspiration! ![]() Free Download Nothing Ventured, Nothing Gained: Rewiring the DNA in Banking by Alex Manson English | March 18, 2025 | ISBN: 1837083096 | 218 pages | MOBI | 0.96 Mb Nothing Ventured, Nothing Gained: Rewiring the DNA in Banking offers a behind-the-scenes look at how SC Ventures, Standard Chartered Banks, Standard Chartered Bank's innovation, fintech, investment and ventures arm, embraced disruption to thrive in an era of rapid change. In today's evolving financial landscape, business leaders know that innovation is key to sustainability, yet many hesitate to embrace the full scope of transformation. Written by the CEO, Alex Manson, and thought leaders within the bank, Nothing Ventured, Nothing Gained reveals how SC Ventures overcame this challenge by fostering innovation, investing in disruptive financial technology, and exploring alternative business models. This candid account showcases the rise ofSC Ventures, a leader in the fintech and venture capital industries. Essential reading for anyone interested in the future of banking and the forces reshaping the industry ![]() Free Download Notes on Being a Man by Scott Galloway English | November 4th, 2025 | ISBN: 166808435X | 304 pages | True EPUB | 6.96 MB Bestselling author, NYU professor, and cohost of the Pivot podcast Scott Galloway offers a path forward for men and parents of boys. ![]() Free Download Notebooks for Operations Research: a practical guide to operations research with Python English | 2024 | ISBN: 8413962535 | 415 pages | PDF | 8.00 Mb Notebooks for Operations Research is a practical guide that uses Python and Jupyter Notebooks to teach the principles and applications of operations research. Designed for both beginning students and professionals, the text connects theory and practice through interactive tutorials, solved exercises, and the use of Python libraries to solve problems with a hands-on approach. Chapters cover topics such as linear programming, combinatorial optimisation, non-linear programming, decision and game theory, simulation and Markov chains. Each section integrates mathematical concepts with real-world applications, demonstrating how to solve optimisation and decision-making problems in complex contexts, especially in supply chain management. In addition, the book highlights the relationship between operations research and artificial intelligence, focusing on mathematical reasoning and optimisation techniques, and provides an introduction to machine learning. It is an interactive book in the sense that all content is available in an interactive online environment that allows experimentation with the code. It provides fundamentals, tools and open source resources for those seeking to master operations research in a practical and modern approach. ![]() Free Download Mike Perry, "Notations 21" English | 2009 | ISBN: 0979554640 | PDF | pages: 328 | 356.0 mb Drawing inspiration from John Cage's Notations, Notations 21 features illustrated musical scores from more than 100 international composers, all of whom are making amazing breakthroughs in the art of notation. These spectacularly beautiful and fascinatingly creative visual pieces makenot only for exciting music, but for inspiring visual art as well. The scores are accompanied by written contributions from the artists that explore every facet of their creative processes, from inspiration to execution. Contributors include the likes of Karlheinz Stockhausen, Earle Brown, Halim El-Dabh, Joan La Barbara, and Yuji Takahashi, as well as emerging composers whose compositions are visually astounding and important. In the spirit of honoring the 40th anniversary of Cage's seminal book, while furthering it in a 21st century context, a portion of the sales will be donated to the Foundation for Contemporary Performing Arts. ![]() Free Download Not in Our Classrooms: Why Intelligent Design Is Wrong for Our Schools By Eugenie C. Scott, Glenn Branch 2006 | 185 Pages | ISBN: 0807032786 | PDF | 1 MB More than eighty years after the Scopes trial, creationism is alive and well. Through local school boards, sympathetic politicians, and well-funded organizations, a strong movement has developed to encourage the teaching of the latest incarnation of creationismвЂ"intelligent designвЂ"as a scientifically credible theory alongside evolution in science classes. Although intelligent design suffered a serious defeat in the recent Kitzmiller v. Dover trial, its proponents are bound to continue their assault on evolution education. Now, in Not in Our Classrooms, parents and teachers, as well as other concerned citizens, have a much-needed tool to use in the argument against teaching intelligent design as science. Where did the concept of intelligent design originate? How does it connect with, and conflict with, various religious beliefs? Should we teach the controversy itself in our science classrooms? In clear and lively essays, a team of experts answers these questions and many more, describing the history of the intelligent design movement and the lack of scientific support for its claims. Most importantly, the contributorsвЂ"authorities on the scientific, legal, educational, and theological problems of intelligent designвЂ"speak specifically to teachers and parents about the need to defend the integrity of science education by keeping intelligent design out of science curriculums. A concluding chapter offers concrete advice for those seeking to defend the teaching of evolution in their own communities. Not in Our Classrooms is essential reading for anyone concerned about defending the teaching of evolution, uncompromised by religiously motivated pseudoscience, in the classrooms of our public schools. ''The book you have in your hands is an excellent resource to deal with the attack on evolution, which is a surrogate, and indeed a wedge, for a wide-ranging crusade against the scientific integrity of the public education system in America.'' вЂ"Rev. Barry W. Lynn, from the Foreword ''The future of our species probably depends on science education and our understanding of the natural world. If you're concerned about science literacy, read this book.'' вЂ"Bill Nye the Science GuyВ® ''…we are in the midst of a struggle to preserve sound science education…It is crucial to resist such pressure, whether it comes from parents, community groups, administrators, or school board members. Reading this book is a good start.'' вЂ"Howard Good, Teacher Magazine ''Not in Our Classrooms makes its case well, underscoring the fatuousness of creationist science on every Level: constitutional, educational and scientific…At its core, the evolution ''debate'' is a local one, and it's at that level that the daily battles happen. Thanks to this collection, winning them might become a little easier.'' вЂ"Washington Monthly, review in the January/February issue ''In Not in Our Classrooms Beacon Press has provided the indispensable tool for combating this grave threat to science and science education . . . This important book cannot be recommended too highly.'' вЂ"Voice of Reason: The Journal of Americans for Religious Liberty, review in the No. 4 2006 issue ''This book provides substantial background information and perspective…such information and analysis can only help social justice educators.'' вЂ"Rethinking Schools, review in the Winter issue ''It is a welcome and recommended addition to a library of materials that strengthen and enlighten science instruction in the era of a narrowly defined theism in the United States today . . . recommended for teachers, citizens, and policymakers.'' вЂ"National Science Teachers Association ''For teachers, school boards, and citizens who are interested in learning about intelligent design (ID) creationism and counteracting it, this book is a vital resource.'' вЂ"Teachers College Record Eugenie C. Scott and Glenn Branch are the executive director and the deputy director of the National Center for Science Education, a nonprofit organization in Oakland, California, that defends the teaching of evolution in the public schools. Scott's Evolution vs. Creationism: An Introduction was named an Outstanding Academic Title of 2005 by Choice. Since 1992 the Reverend Barry W. Lynn, a minister in the United Church of Christ, has served as executive director of Americans United for Separation of Church and State. ![]() Free Download Steve Davis, "Not Fit To Govern: Essays on Liberal Democracy" English | 2017 | ISBN: 1740275411 | EPUB | pages: 92 | 0.2 mb The essays in this volume originally appeared over a period of some years in Voice magazine. All were published well before the global financial turmoil of October 2008, to which all are linked. Other essays in Voice covered a variety of topics, but those appearing here developed a common theme, a belief that representative democracy has not just outlived its usefulness, but has become a danger to the survival of humanity itself ![]() Free Download Northumberland (Slow Travel): including Newcastle, Hadrian's Wall & the Coast English | March 7, 2025 | ISBN: 9781804693438 | 439 Pages | EPUB (True) | 23.73 MB Part of Bradt's distinctive, award-winning series of 'Slow' travel guides to UK regions, this new, thoroughly updated, third edition of the best-selling Northumberland (Slow Travel) provides a reliable, wide-ranging, detailed and accessible font of inspiration and information for discovering the unexpected, varied and increasingly popular riches of northeasternmost England. ![]() Free Download Normal Development of Voice in Children: Advances in Evidence-Based Standards By Mette Pedersen 2008 | 84 Pages | ISBN: 3540693580 | PDF | 1 MB With updated acoustical measures of voice profiles (phonetograms, the audiogram of the voice), and the fundamental frequency of the tone range, new standards have been reached. Especially the comparison to normal pediatric and hormonal development underlines the statistical scientific validity of the voice parameters. The relation to hormones and the predictive values for voice development opens new and interesting perspectives for experts. This book offers valuable insight to acoustical, physiological and biological measures based on prospective and stratified studies, comparing boys and girls. ![]() Free Download Nordrhein-Westfalen mit dem Wohnmobil: Die schönsten Routen zwischen Rhein, Ruhr und Weser Deutsch | Oct 18, 2021 | ISBN: 3734321581 | 374 Seiten | EPUB (True) | 83.93 MB Keine Küste, keine alpinen Gipfel, aber dafür jede Menge Vielfalt in abwechslungsreicher Landschaft. Und noch viel mehr Wohnmobilstellplätze und Campingplätze. Das ist Nordrhein-Westfalen! Perfekt also, um mit dem Wohnmobil bereist zu werden. Erleben Sie das malerische Münsterland, die Industriekultur in der Metropole Ruhr, das bergige Sauerland sowie die grünen Weiten in der Eifel und im Rheinland - mit ausgetüftelten Wohnmobiltouren. ![]() Free Download Dimitri P. Bertsekas, "Nonlinear Programming" English | 2016 | ISBN: 1886529051 | PDF (Scan) | pages: 440 | 24.0 mb The third edition of the book is a thoroughly rewritten version of the 1999 2nd edition. New material was included, some of the old material was discarded, and a large portion of the remainder was reorganized or revised. |