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Start your reading journey today on DL4ALL.org and unlock a world of imagination, knowledge, and inspiration! ![]() Free Download Disclosure in Banking: The Role of Financial Reporting in Bank Behaviors and Investor Decision-Making English | 2025 | ISBN: 3031841956 | 203 Pages | PDF EPUB (True) | 4.2 MB Disclosure represents an evergreen topic in banking since it allows breaking down the opacity of the so-called "black box" banks. The recent failures of Silicon Valley Bank and Credit Suisse in March 2023 have reignited discussions about the role played by banking disclosure and its link to transparency, financial stability, and competition. Given these premises, this book comprehensively explains how banking disclosure has evolved in the last decades, shaping banks' behaviors and mainly investors' decision-making. The book provides an in-depth review of the field, highlighting theories and empirical studies about banking disclosure grounded on regulatory mandates and voluntary initiatives mitigating agency conflicts and addressing information asymmetries. Then, this book discusses banks' need to enhance their disclosure practices to comply with stress tests and contribute to sustainable development, particularly in light of climate change risk. To this end, an empirical investigation uncovers banks scrutinized by regulators and supervisors are more inclined to engage in green lending and prioritize borrowers' ESG disclosures, thus promoting a more sustainable economy. Lastly, this book presents the state of the art about the link between banking disclosure and sustainability, suggesting potential avenues for future research. ![]() Free Download John Grehan, Martin Mace, "Disaster in the Far East 1941-1942" English | ISBN: 1783462094 | 2015 | 516 pages | AZW3 | 2 MB Despatches in this volume include that on the Far East between October 1940 and December 1941, by Air Chief Marshal Sir Robert Brooke-Popham; the despatch on operations in Hong Kong between 8 and 25 December 1941, by Major-General C.M. Maltby, General Officer Commanding British Troops in China; the report on the air operations during the campaigns in Malaya and Netherland East Indies between December 1941 and March 1942; and the important despatch by Percival detailing the fall of Malaya and Fortress Singapore. This unique collection of original documents will prove to be an invaluable resource for historians, students and all those interested in what was one of the most significant periods in British military history. ![]() Free Download Meghan March, "Dirty Love " English | ISBN: 1943796858 | 2016 | 244 pages | EPUB | 656 KB From USA Today bestselling author Meghan March comes a sexy new spin-off duet from the Dirty Billionaire Trilogy. Are you ready to get dirty again? Greer Karas has been mine since the first day I saw her. I walked away because she deserved better than I could offer, but I always planned to come back and stake my claim when the time was right. But true to form, Greer wasn't willing to wait. She threw down a challenge, and I'm meeting her head-on. I'm not walking away this time because sometimes you have to fight dirty for love. Dirty Love is the conclusion of the Dirty Girl Duet, and should be read following Dirty Girl. ![]() Free Download Direct or Indirect? : Perfecting the Game of Influence and Desire (Ultimate Game) by J. Dpsychologist English | December 1, 2024 | ISBN: N/A | ASIN: B0DPFVSSHD | EPUB | 0.15 Mb Seduction is often seen as a mysterious art form, one shrouded in secret techniques and hidden strategies. However, the core of seduction lies in understanding human nature, mastering communication, and knowing when to reveal your intentions and when to withhold them. ![]() Free Download Diophantine m-tuples and Elliptic Curves (Developments in Mathematics) by Andrej Dujella English | June 5, 2024 | ISBN: 3031567234 | 346 pages | MOBI | 77 Mb This book provides an overview of the main results and problems concerning Diophantine m-tuples, i.e., sets of integers or rationals with the property that the product of any two of them is one less than a square, and their connections with elliptic curves. It presents the contributions of famous mathematicians of the past, like Diophantus, Fermat and Euler, as well as some recent results of the author and his collaborators. ![]() Free Download David E. Fastovsky, "Dinosaurs: A Concise Natural History" English | ISBN: 0521889960 | 2009 | 394 pages | AZW3 | 25 MB using the common language of modern evolutionary biology ![]() Free Download Ken Haedrich, "Dinner Pies: From Shepherd's Pies and Pot Pies to Tarts, Turnovers, Quiches, Hand Pies, and More, with 100 Delectable an" English | ISBN: 1558328513 | 2015 | 272 pages | PDF | 12 MB Dinner Pies includes 100 recipes for two-crust, one-crust, and no-crust pies. As a recognized master in the art of making pies, Ken Haedrich includes updated and perfected versions from the great savory pie traditions, including British, New England Yankee, and Southern - recipes for classics including cottage pie, shepard's pie and a best-ever chicken pot pie. But, as a world-eater and expert baker, Haedrich doesn't stop there. The remaining recipes span a variety of diverse cuisines, including French, Italian, Mexican, Spanish, Scandinavian, Middle Eastern and South African savory pies, among others. ![]() Free Download Tom Docherty, "Dinghy Drop: 279 Squadron RAF 1941 - 46" English | ISBN: 1844154823 | 2007 | 256 pages | AZW3 | 4 MB September 1941 approval was given for the formation of two long-range Air-Sea Rescue squadrons. No 279 Squadron was formed at Bircham Newton in Norfolk. In the period leading up to the formation of the squadron there had been much work done in relation to air-dropped survival equipment such as the Lindholme Dinghy Dropping Gear, the Bircham Barrel and the Thornaby Bag. These contained such items as water, food, first-aid kits and distress signals. 279 was the first squadron to employ the airborne lifeboat, which was carried beneath the bellies of the portly Hudson. In January 1942 a practical boat, fitted with oars, sails and engines was put into production with the intention of slinging it under the bomb bay of the Hudson and to drop it by parachute. ![]() Free Download Dimming the Sun: The Urgent Case for Geoengineering by Thomas Ramge English | March 4th, 2025 | ISBN: 9798893030549 | 208 pages | True EPUB | 1.80 MB A groundbreaking, vital examination of a powerful-and extremely controversial-stopgap solution to looming climate catastrophe ![]() Free Download Ariel Zylberman, "Dignity and Rights " English | ISBN: 1009565133 | 2025 | 94 pages | PDF | 2 MB Dignity and rights are pervasive ideas. But how exactly should we understand them? Although philosophical theories of dignity and of rights typically proceed independently of each other, this Element treats them together. One advantage of doing so is that we can see a deeper unity underlying the familiar difficulties of standard accounts of dignity and rights (Sections 1 and 2). A second advantage is that understanding how many of the difficulties stem from the reductivist structure of the standard accounts lets us envisage a non-reductivist alternative. Drawing from the metaphysics of kinds and dispositions and from social ontology shows that dignity and rights are fundamental and interdependent normative properties. As pre-conventional properties (Section 3), dignity and rights mark a distinct type of value and function dispositionally, directed to actualization through recognition by others. As social properties (Section 4), they specify the normative status and entitlements constitutive of social kinds. |