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  Author: creativelivenew1   |   03 March 2025   |   Comments icon: 0
On the Foundations of Credit Rationing
Free Download On the Foundations of Credit Rationing by Helena Maria Krebs
English | May 31, 2024 | ISBN: 3658444878 | 156 pages | PDF | 1.37 Mb
Helena Maria Krebs analyzes equilibrium credit rationing when banks compete for loans and deposits in a double-sided Bertrand game. Borrowers and lenders are allowed to switch market sides. Thus, investors do not only base their decisions on loan rates, but also on opportunity costs in the form of deposit rates. Credit rationing may occur if adverse selection due to borrowers' informational advantage leads to a lower expected return on loans if the loan rate increases. In that case, banks may have an incentive to offer loan rates below the market-clearing rate. At these rates loan demand exceeds loan supply. The author reveals the important role of bank equity and its distribution: Banks with high equity offer cheap loans and reject superfluous loan applicants, whom banks with low equity then offer expensive loans. Thereby expensive banks realize a higher expected return on loans thancheap banks. Furthermore, this book is the first to formally model the process of acceptance and rejection of loan applicants as a separate stage of the double-sided Bertrand game after banks have decided on their interest rates. It is shown that for fixed chosen interest rates, the deposit and loan volumes of all banks in a subgame perfect Nash equilibrium of the resource allocation game are uniquely determined.

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  Author: creativelivenew1   |   03 March 2025   |   Comments icon: 0
On Track, to the Kingdom
Free Download Rontavis Shamar, "On Track, to the Kingdom"
English | ISBN: 1470025841 | 2012 | 148 pages | EPUB | 533 KB
On Track, to the Kingdom by Rontavis Shamar is about transitioning from simply living life in church, to living life in the kingdom. It equips Christian believers with an array of knowledge that will push them from being mediocre to pursuing excellence. This books starts out by dealing with the person in order to uncover our purpose which is to contribute to the Kingdom in what ever capacity when have been blessed to do so.

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  Author: creativelivenew1   |   03 March 2025   |   Comments icon: 0
On Coordination in Non–Cooperative Game Theory Explaining How and Why an Equilibrium Occurs and Prevails
Free Download On Coordination in Non-Cooperative Game Theory: Explaining How and Why an Equilibrium Occurs and Prevails (Springer Studies in the History of Economic Thought) by Lauren Larrouy
English | August 18, 2023 | ISBN: 3031361709 | 357 pages | MOBI | 4.44 Mb
By offering a critical assessment of the evolution of standard game theory, this book argues for a shift in the ontology and methodology of game theory for appraising games, one based on understanding the players' strategic reasoning process.

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  Author: creativelivenew1   |   03 March 2025   |   Comments icon: 0
Oklahoma Boy An Autobiography
Free Download Ross T Warner, "Oklahoma Boy: An Autobiography"
English | ASIN : B0BMZBG9PH | 2022 | 404 pages | EPUB | 8 MB
Originally privately published in 1964 for friends and family, Oklahoma Boy tells the life story of Ross T. Warner. Born in 1895 near Guthrie, Oklahoma Territory, Warner writes of the first 75 years of his life including his service with the Rainbow Division in World War I and the Tulsa Race Riot. The youngest of ten children in a struggling but loving family, Warner was the first in his family to graduate from high school. He attended business college and became a successful and respected businessman and Certified Public Accountant while living in Tulsa, the Oil Capital of the World. Filled with humorous anecdotes, people and events from history, Warner invites you to join him as he lives the life of an Oklahoma Boy.

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  Author: creativelivenew1   |   03 March 2025   |   Comments icon: 0
Oil and Climate Change in the Guyana–Suriname Basin (New Regionalisms Series)
Free Download Oil and Climate Change in the Guyana-Suriname Basin (New Regionalisms Series) by Ivelaw Lloyd Griffith
English | June 3, 2024 | ISBN: 103259893X | 344 pages | PDF | 5.30 Mb
This book is about oil and gas dynamics in the world's newest petro-powers-in-the-making, and the attempts to balance this against the impact of climate change. The known oil reserves in the Guyana-Suriname Basin total some 30 billion barrels equivalent, and the gas reserves exceed 30 trillion cubic feet. This massive offshore discovery amounts to 10 percent of the world's conventional oil, but Guyana and Suriname are also in a wet neighborhood, where the impact of climate change stands to wreak havoc on the area and undermine some of the oil gains. Examining the political economy of petroleum production and some of the myriad challenges and opportunities involved, the expert contributors discuss the global and regional geopolitical and national security ramifications of the petroleum pursuits and explore global climate change dynamics and their effects on the region. This title will be of interest to students, scholars of international political economy, environmental politics, and the Caribbean. It will also be invaluable to policymakers in countries with business investments in Guyana and Suriname, especially in the energy sector, and policy and operational staffs in regional and international organizations and companies.

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  Author: creativelivenew1   |   03 March 2025   |   Comments icon: 0
Offensive and Defensive Cyber Security Strategies (Cyber Shorts)
Free Download Offensive and Defensive Cyber Security Strategies (Cyber Shorts) by Mariya Ouaissa, Mariyam Ouaissa
English | November 22, 2024 | ISBN: 1032833807 | 116 pages | AZW3 | 1.29 Mb
The aim of this book is to explore the definitions and fundamentals of offensive security versus defensive security and describe the different tools and technologies for protecting against cyber threats. The book offers strategies of practical aspects of cybersecurity, covers the main disciplines needed to understand cybersecurity, and demonstrates ethical and legal concepts of cyber activities. It presents important concepts relevant for cybersecurity strategies, including the concept of cybercrime, cyber defense, protection of IT systems, and analysis of risks.

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  Author: creativelivenew1   |   03 March 2025   |   Comments icon: 0
Of Love & War
Free Download Lynsey Addario, "Of Love & War"
English | ISBN: 0525560025 | 2018 | 272 pages | AZW3 | 30 MB
"Spectacular . . . a majestic collection that captures the drama of everyday existence in war zones around the world. . . . There is no disputing the impact of this revelatory collection." -BookPage

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  Author: creativelivenew1   |   03 March 2025   |   Comments icon: 0
Odyssea. Responsio Ulixis ad Penelopen Die humanistische Odyssea decurtata der Berliner Handschrift Diez. B Sant. 41
Free Download Christina Meckelnborg, Bernd Schneider, "Odyssea. Responsio Ulixis ad Penelopen: Die humanistische Odyssea decurtata der Berliner Handschrift Diez. B Sant. 41"
Deutsch | 2002 | ISBN: 3598777159 | PDF | pages: 200 | 4.9 mb
In der Berliner Handschrift Ms. Diez. B. Sant. 41 findet sich ein 240 Distichen umfassender lateinischer Text, der durch die Überschrift Odyssea bezeichnet wird. Der Untertitel, der von derselben Hand wie Titel und Text stammt, lautet Responsio Vlixis ad Penelopen per Angelum Sabinum vatem egregium. Bei diesem Text handelt es sich formal um einen Antwortbrief des Odysseus auf einen vorangegangenen Brief seiner Gattin Penelope. Es ist unzweifelhaft, dass sich der mittelalterliche Autor hierbei auf den Penelope-Brief bezieht, der in Ovids Heroides die erste Stelle einnimmt.

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  Author: creativelivenew1   |   03 March 2025   |   Comments icon: 0
Oculoplastic Surgery (2nd Edition)
Free Download Oculoplastic Surgery: A Practical Guide to Common Disorders
English | 2025 | ISBN: 3031597761 | 641 Pages | PDF (True) | 93 MB
This book provides guidance on various clinical approaches for treating oculoplastic disorders as well as ocular trauma. Highly illustrated and informative chapters examine the interaction between oculoplasty, ophthalmic sub-specialties (pediatrics, cataract, refractive, neuro, glaucoma) and other relevant clinical areas throughout the chapters.

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  Author: creativelivenew1   |   03 March 2025   |   Comments icon: 0
Occupying the Stage The Theater of May '68
Free Download Kate Bredeson, "Occupying the Stage: The Theater of May '68"
English | ISBN: 0810138166 | 2018 | 232 pages | PDF | 7 MB
Occupying the Stage: the Theater of May '68 tells the story of student and worker uprisings in France through the lens of theater history, and the story of French theater through the lens of May '68. Based on detailed archival research and original translations, close readings of plays and historical documents, and a rigorous assessment of avant-garde theater history and theory, Occupying the Stage proposes that the French theater of 1959-71 forms a standalone paradigm called "The Theater of May '68."

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