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Our site - "Dl4All" offers free software downloads including antivirus software, office suites and video editing software. Here you can find software reviews and ratings so you can understand which apps are worth downloading. If you're looking for free educational programs or materials in the US and Canada, we'll help you find what you need for students and learners.

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  Author: creativelivenew1   |   26 January 2026   |   Comments icon: 0

Free Download Lifestyle Business Playbook: How to Have Fun, Freedom and Fulfilment With Your Own Business by Daniel Priestley
English | November 18th, 2025 | ISBN: 0857089927 | 256 pages | True EPUB | 5.61 MB
Unlock the secrets to crafting a thriving business that enriches your life

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  Author: creativelivenew1   |   26 January 2026   |   Comments icon: 0

Free Download Life, Death, and Litigation in the Athenian Agora by Mabel Lang
English | 2001 | ISBN: 0876616376 | 32 Pages | PDF | 8.3 MB
Athens was a famously litigious city in antiquity, as the sheer quantity of evidence for legal activity found in the Agora makes clear.

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  Author: creativelivenew1   |   26 January 2026   |   Comments icon: 0

Free Download Life on a Little-Known Planet: Dispatches from a Changing World by Elizabeth Kolbert
English | November 4th, 2025 | ISBN: 9798217086061 | 320 pages | True EPUB | 72.34 MB
A landmark collection of Pulitzer Prize winner Elizabeth Kolbert's most important pieces about climate change and the natural world

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  Author: creativelivenew1   |   26 January 2026   |   Comments icon: 0

Free Download Life of Your Dreams: How to Take Your Family, Fun, and Financial Freedom to a Whole 'Notha Level by Mark Pentecost
English | May 6, 2025 | ISBN: 1637634234 | 240 pages | PDF | 3.21 Mb
A USA Today Bestseller!

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  Author: creativelivenew1   |   26 January 2026   |   Comments icon: 0

Free Download Life of Fire: Mastering the Arts of Pit-Cooked Barbecue, the Grill, and the Smokehouse: A Cookbook by Pat Martin, Nick Fauchald
English | March 15, 2022 | ISBN: 1984826123 | 320 pages | EPUB | 384 Mb
"The most important book on cooking over live fire in decades. Life of Fire illuminates it all, from coal beds, to home-built pits (in minutes!) to simple, delicious, recipes and enough whole hog know-how to impress the weekend warriors without intimidating newcomers."-Andrew Zimmern

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  Author: creativelivenew1   |   26 January 2026   |   Comments icon: 0

Free Download J Hamilton Weston, "Life in the Spirit"
English | 2017 | ISBN: 1631994360 | EPUB | pages: 134 | 0.7 mb
The Beatitudes, as they have been later known, are the guiding path set before every disciple of Jesus Christ, since the beginning of His ministry.

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  Author: creativelivenew1   |   26 January 2026   |   Comments icon: 0

Free Download Ralph Melnick, "Life and Work of Ludwig Lewisohn: "This Dark and Desperate Age""
English | 2018 | ISBN: 0814345042 | EPUB | pages: 620 | 5.7 mb
An imposing literary figure in America and Europe during the first half of the twentieth century, Ludwig Lewisohn (1882-1955) struggled with feelings of alienation in Christian America that were gradually resolved by his developing Jewish identity, a process reflected in hundreds of works of fiction, literary analysis, and social criticism.

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  Author: creativelivenew1   |   26 January 2026   |   Comments icon: 0

Free Download Life Without Diabetes: The Cookbook: 85 simple and delicious recipes for reversing type 2 diabetes by Emma Porter
English | September 16th, 2025 | ISBN: 1804192244 | 208 pages | True EPUB | 216.78 MB
Bestselling author Emma Porter has teamed up with world-renowned diabetes expert Professor Roy Taylor to create meals that balance health needs with varied, enjoyable recipes to enable you to lose weight, reverse your type 2 diabetes and stay diabetes-free for life.

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  Author: creativelivenew1   |   26 January 2026   |   Comments icon: 0

Free Download Life Insurance Risk Management Essentials By Michael Koller
2011 | 360 Pages | ISBN: 3642207200 | PDF | 9 MB
The aim of the book is to provide an overview of risk management in life insurance companies. The focus is twofold: (1) to provide a broad view of the different topics needed for risk management and (2) to provide the necessary tools and techniques to concretely apply them in practice. Much emphasis has been put into the presentation of the book so that it presents the theory in a simple but sound manner. The first chapters deal with valuation concepts which are defined and analysed, the emphasis is on understanding the risks in corresponding assets and liabilities such as bonds, shares and also insurance liabilities. In the following chapters risk appetite and key insurance processes and their risks are presented and analysed. This more general treatment is followed by chapters describing asset risks, insurance risks and operational risks - the application of models and reporting of the corresponding risks is central. Next, the risks of insurance companies and of special insurance products are looked at. The aim is to show the intrinsic risks in some particular products and the way they can be analysed. The book finishes with emerging risks and risk management from a regulatory point of view, the standard model of Solvency II and the Swiss Solvency Test are analysed and explained. The book has several mathematical appendices which deal with the basic mathematical tools, e.g. probability theory, stochastic processes, Markov chains and a tochastic life insurance model based on Markov chains. Moreover, the appendices look at the mathematical formulation of abstract valuation concepts such as replicating portfolios, state space deflators, arbitrage free pricing and the valuation of unit linked products with guarantees. The various concepts in the book are supported by tables and figures.

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  Author: creativelivenew1   |   26 January 2026   |   Comments icon: 0

Free Download Life After Cars: Freeing Ourselves from the Tyranny of the Automobile by Sarah Goodyear, Doug Gordon, Aaron Naparstek
English | October 21st, 2025 | ISBN: 0593850726 | 304 pages | True EPUB | 8.87 MB
From the hosts of The War on Cars podcast, a searing indictment of how cars ruin everything-and what we can do to fight back

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