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Dl4All - Download free For All: software and educational resource.Free software and educational resource. With a little searching, you can download what you need for free without spending any money. Our site - "Dl4All" offers free software downloads including antivirus software, office suites and video editing software. Here you can find software reviews and ratings so you can understand which apps are worth downloading. If you're looking for free educational programs or materials in the US and Canada, we'll help you find what you need for students and learners. ![]() Geospatial Technology for Landscape and Environmental Management: Sustainable Assessment and Planning English | 2022 | ISBN: 9811673721 | 436 Pages | PDF | 19 MB Geospatial technology is a combination of state-of-the-art remote sensing and technology for geographic information systems (GIS) and global navigation satellite systems (GNSS) for the mapping and monitoring of landscapes and environment. The main thrust of using geospatial technology is to understand the causes, mechanisms, and consequences of spatial heterogeneity, while its ultimate objective is to provide a scientific basis for developing and maintaining ecologically, economically, and socially sustainable landscapes. This book presents new research on the interdisciplinary applications of geospatial technology for identification, assessment, monitoring, and modelling issues related to landscape, natural resources, and environmental management. The book specifically focuses on the creation, collection, storage, processing, modelling, interpretation, display, and dissemination of spatio-temporal data, which help to resolve environmental management issues including ecosystem change, resource utilization, land use management, and environmental pollution. The positive environmental impacts of information technology advancements with regard to global environmental and climate change are also discussed. The book addresses the interests of a wide spectrum of readers who have a common interest in geospatial science, geology, water resource management, database management, planning and policy making, and resource management. ![]() Mr Arnold Ziegel, "Fundamentals of Credit and Credit Analysis: Corporate Credit Analysis" English | ISBN: 1507727631 | 2015 | 138 pages | EPUB | 175 KB Arnold Ziegel formed Mountain Mentors Associates after his retirement from a corporate banking career of more than 30 years at Citibank. The lessons learned from his experience in dealing with entrepreneurs, multinational corporations, highly leveraged companies, financial institutions, and structured finance, led to the development and delivery of numerous senior level credit risk training programs for major global financial institutions from 2002 through the present. This book was conceived and written as a result of the development of these courses and his experience as a corporate banker. It illustrates the fundamental issues of credit and credit analysis in a manner that tries to take away its mystery. The overriding theme of this book is that when an investor extends credit of any type, the goal is "to get your money back", and with a return that is commensurate with the risk. The goal of credit analysis is not to make "yes or no" decisions about the extension of credit, but to identify the degree of risk associated with a particular obligor or a particular credit instrument. This is consistent with modern banking industry portfolio management and the rating systems of credit agencies. Once the "riskiness" of an obligor or credit instrument is established, it can be priced or structured to match the risk demands or investment criteria of the entity that is extending the credit. A simple quote from Mr. J. P. Morgan is used often in this text - "Lending is not based primarily on money or property. No sir, the first thing is character". This statement represents one of the conflicts in modern credit analysis - that of models for decision making versus traditional credit analysis. The 2008 financial crisis was rooted in the mortgage backed securities business. Sophisticated models were used by investors, banks, and rating agencies to judge the credit worthiness of billions (and maybe trillions) of dollars worth of residential mortgage loans that were packaged into securities and distributed to investors. The models indicated that these securities would have very low losses. Of course, huge losses were incurred. Mr. Morgan had a good point. In this case is was both property and character. The properties that were the collateral for many of the mortgages had much less value than was anticipated. The valuation of the collateral was naïve and flawed. Many assumptions were made that the value of homes would rise without pause. Many mortgage loans were made that were at or even above the appraised value of a residence.But character was a huge, perhaps larger, factor behind these losses. Many of the residential mortgage loans were made to individuals who knew that they did not have the income to make the required payments on the mortgages. Many of the mortgage brokers and lenders who made these loans also knew that many of the borrowers were not properly qualified. And, many of the bankers who securitized these loans also may have doubted the credit quality of some of the underlying mortgages. If bankers and rating agencies understood the extent of the fraud and lax standards in the fundamental loans backing the mortgage securities, or were willing to acknowledge it, the fiasco would not have occurred. ![]() From My Heart to Your Table By Chef Rene Johnson English | 2021 | ASIN : B09PBNDDJK | 51 Pages | PDF | 4 MB ![]() Michael Rank, "From Muhammed to Burj Khalifa: A Crash Course in 2,000 Years of Middle East History" English | ISBN: 1482772213 | 2013 | 110 pages | EPUB | 1061 KB Veteran journalist and Ottoman historian Michael Rank brings you a concise history of 2,000 years of Middle Eastern war, peace, religious upstarts, and social breakdowns in this exciting new book. To most Westerners the Middle East and the Israeli-Palestinian conflict appear utterly bewildering. Palestinians want to bomb Israelis that force them at gunpoint to live in restricted parts of the country. Arab leaders are furious about this situation and want Israelis "wiped off the map" and their land given back to Palestinians, even though the real estate of the Holy Land looks something like rural Utah. And nearly all the world's leaders see fit to chime in on this dispute over the two tiny lands. To untangle the modern Middle East conflict and the 2,000 years behind it, this book is divided into 25 concise chapters. Each one is devoted to a major theme in Middle East history, such as the beginning of Islam, the Crusades, Genghis Khan, and the beginning of Israel in 1948. They can be read in a few minutes, giving you a fast overview of the issues and help you to understand Middle East current events. By the end you will know as much about Middle East history and the Israeli-Palestinian conflict as you would after a year-long college course. You will also sound highly knowledgeable about world affairs to your friends and associates. If you want to understand this part of the world completely in as short a time as possible, then "From Muhammed to Burj Khalifa" is for you! ![]() Edward de Bono, "Flowscapes: Water logic abridged" English | ISBN: 0244861838 | 2019 | 100 pages | AZW3 | 362 KB Flowscapes are maps of our perception. They show the flow of our thinking. By understanding which connections and loops dominate our thinking we can challenge our perception and seek alternatives. The mind can only see what it is prepared to see. This book explains how to apply flowscapes to change your thinking. ![]() Finding the Pearl in the Storm By Ben Johnson English | 2022 | ASIN : B09NRZMXN6 | 93 pages | EPUB | 4 MB ![]() FULL jаvascript PROGRAMMING : Learn jаvascript from Scratch by StuDenT English | 2022 | ASIN: B09PZMR2YN | 740 Pages | PDF(conv)/ePUB | 5.56 MB ![]() Exceptions in Java : Basics, advanced concepts, and real API examples by Nik Lumi English | 2022 | ASIN: B09Q2Y19D6 | 248 Pages | PDF(conv)/ePUB | 1.77 MB ![]() Efficient and Provably Secure Schemes for Vehicular Ad-Hoc Networks English | 2022 | ISBN: 9811685851 | 448 Pages | PDF EPUB | 21 MB This book focuses on the design of secure and efficient signature and signcryption schemes for vehicular ad-hoc networks (VANETs). We use methods such as public key cryptography (PKI), identity-based cryptography (IDC), and certificateless cryptography (CLC) to design bilinear pairing and elliptic curve cryptography-based signature and signcryption schemes and prove their security in the random oracle model. The signature schemes ensure the authenticity of source and integrity of a safety message. While signcryption schemes ensure authentication and confidentiality of the safety message in a single logical step. To provide readers to study the schemes that securely and efficiently process a message and multiple messages in vehicle to vehicle and vehicle to infrastructure communications is the main benefit of this book. In addition, it can benefit researchers, engineers, and graduate students in the fields of security and privacy of VANETs, Internet of vehicles securty, wireless body area networks security, etc. ![]() Rögnvaldur Hannesson, "Ecofundamentalism: A Critique of Extreme Environmentalism" English | ISBN: 1498532284 | 2015 | 130 pages | PDF | 2 MB Everyone has heard of environmentalism, but what is it? Is it ideology or religion? Like socialism, environmentalism is a political program, but even more diffuse. Environmentalists hold diverse opinions, from wanting to take care of nature in human interest to putting nature above man. The latter is religious environmentalism, with nature taking the place of the supernatural. This book is a critique of this type of environmentalism, appropriately named ecofundamentalism. This may be a minority or even marginal opinion, but it seems to shape people's thinking to an unwarranted degree. 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