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TL;DR Financial Literacy for Massachusetts Public School Teachers Optimizing Financial Decisions Based on Your MTRS Benefits

      Author: Baturi   |   04 August 2022   |   comments: 0

TL;DR Financial Literacy for Massachusetts Public School Teachers Optimizing Financial Decisions Based on Your MTRS Benefits
Karl Fisch, Lauren Giombetti, "TL;DR: Financial Literacy for Massachusetts Public School Teachers: Optimizing Financial Decisions Based on Your MTRS Benefits"
English | 2022 | ASIN: B0B3GCK858, B0B2TVLVHM | EPUB | pages: 123 | 0.8 mb
You know you need to learn more about personal finance in order to make financial decisions, but you just find it too overwhelming, too intimidating, and too time consuming. This book was written for you, giving you the basics in an hour or two, and then directing you to further resources (fischlearning.com/tldr-mtrs) if you'd like to learn more. It's about 100 pages and should take only an hour or two to read, so instead of TL;DR (Too Long; Didn't Read) it will hopefully be JR;DR;KM (Just Right, Did Read, Know More).


This book isn't about "getting rich quickly" (not that there's anything wrong with that), but it's about gaining knowledge and building your capacity in order to live a good life. What's a "good life"? We don't know, everyone's definition is different. What's important is that you take the time to define what a good life is for you, and then align your financial decisions with that. The goal of this book is to help you think about your finances in such a way that you have the independence to lead the life you want to live; to give you as much control as possible over your financial situation so that your finances don't prevent you from living the life you want.
We say "book" because that's what Amazon calls it, but it's more like a really long blog post. We wrote it because finances and financial decisions are such a huge part of everyone's life that they should take the time to thoroughly educate themselves. Since many folks won't do that, this book is an attempt to quickly give them the basics and hopefully encourage them - and give them the confidence - to learn more.
Part 1 of this book is applicable to everyone, but Parts 2-4 are specifically for employees of Massachusetts public schools who are members of MTRS. These parts take a medium dive into both your MTRS and your school district benefits, and how you can optimize your finances based on those benefits. Most Massachusetts educators are not fully aware of their MTRS benefits and how that should impact almost all of their other financial decisions throughout their adult lives. This book will help you make those decisions.
Full Disclosure: We are not financial planners. We have no formal training in personal finance or investing, and no certifications. We are simply educators with some financial knowledge who want to help Massachusetts educators live their best life. While it would be nice to make a little bit of money from this, that's not really our expectation or our goal. This is a passion project for us. We hope you find it helpful.
So, about 100 pages. Maybe a couple of hours. Let's get started.



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