Budgeting for Beginners (Pocket Guides)

Does opening your credit card bill make you anxious? Do you always run out of money before your next paycheck? Do you want help establishing and sticking to a budget? Budgeting for Beginners will have you paying off credit cards, setting up a budget, and sticking to it in no time at all.
This pocket guide includes:
* Expert advice on saving money
* Professional guidance on avoiding habitual budgeting mistakes
* A twelve-step program exhibiting how to create a reasonable budget you won't want to break