Personal Finance for High School Graduates

Big business has made it very difficult to make smart money decisions. The way items are marketed to you is manipulating you to buy things that you do not need, or even want. For example, Instagram Influencers get paid to show you products that they are using and you may not even realize that it is affecting your spending habits.
This book is designed to start educating you so that you make intelligent choices with your money right out of high school instead of being well into your 30s and 40s before you learn these skills.
In this book, you will discover:How to Start Budgeting and Why it is a Game ChangerThe Basics of Personal FinanceSpending vs. SavingThe Difference Between Needs vs. WantsStrategies to Avoid Impulse PurchasesHow to Manage Debt if You Have ItAn Introduction to Investing and Building WealthIn a recent survey, 29.2% of the respondents were not saving ANY money and 69% are living paycheck to paycheck. According to CBS News, 40% of Americans are considered "liquid asset poor" and are only one missed paycheck away from poverty. This is a recipe for disaster! After you have read this book, you will have discovered several strategies to simplify your finances so that you are ahead of the curve and can build more wealth for your future self.